What Are the 7 Baby Steps? January 23, 2020 18:04 Updated Follow You win with money the same way you learn to walk one step at a time. That's where the 7 Baby Steps come in. Here's the process: Related articles I Use the Allocated Spending Form to Budget. Can EveryDollar Do That? I Just Created My First Budget. Now What? Budget Coaching Do My Spouse and I Need to Have Separate EveryDollar Accounts? Does Leftover Money Carry Over to the Next Month?