What are the 7 Baby Steps? March 03, 2020 19:44 Updated You win with money the same way you learn to walk one step at a time. That's where the 7 Baby Steps come in. Here's the process: Related articles I use the allocated spending form to budget. Can EveryDollar do that? I just created my first budget. Now what? Budget Coaching Do my spouse and I need to have separate EveryDollar accounts? Does leftover money carry over to the next month?